Board of Sharia Experts (BSE)

Dr. Mufti Zubair Ashraf Usmani

Executive Chairman -Sharia Experts Board

Dr Muhammad Zubair Usmani (Son of Mufti Rafi Usmani) is a renown Sharia Scholar who has completed his Doctorate in Islamic Finance from Karachi University and specialization in Islamic Jurisprudence (Mufti) from Jamia Darul Uloom Karachi. He has served as a Shariah Advisor to MCB Islamic Banking for 14 years and has been associated with several financial institutions. Besides being a member of the Shariah Board of State Bank of Pakistan, MCB Arif Habib Savings, and several other institution. He is also the Chairman of the Shariah Board of Habib Bank (HBL) and United Bank Limited. Dr. Usmani is the author of several books on Accounting & Auditing for Islamic Financial System, and the comparative study between Islam and Christianity and Ijarah (Islamic Leasing). His research papers have been published in various international journals. He has delivered research-based lectures/presentations at different national and international seminars, forums, and conferences.

Mufti Zubair Ashraf Usmani provides sharia guidelines and gives us valuable opinions in Sharia-related issues.

Mufti Muhammad Muaz Ashraf

Founder & Director Sharia Experts Board

Mufti Muhammad Muaz Ashraf is a Certified Sharia Advisor & Auditor (CSAA-AAOIFI) and an expert in field of Islamic Financial Jurisprudence, Islamic Banking & Finance and Halal Industry. He is the founder and Director of Center for Halal Assurance and serving as a Research Sharia Scholar (Sharia Compliance Department) at Meezan Bank. He’s the Head of Sharia Advisory at Cannar Venture (USA, UAE, UK, Canada, Pakistan) and a Member Sharia Advisory Board at Global Halal Assurance. He’s also associated with AAOIFI as a Sharia Scholar on the project of Urdu Sharia Standards. Besides being the Deputy Regional Head and faculty member of Centre for Islamic Economics (CIE) and Sharia Consultant to several local and international organizations, he teaches Islamic Jurisprudence in Pakistan and serves as a member Darul-Ifta (Mufti) at Jamia Ashrafiya Lahore.

Mufti Muaz graduated as a Sharia Scholar (Alim/Shahdat-ul-Almiyah) and specialized in islamic Jurisprudence as a Mufti (Juris Doctorate) from Jamia Darululoom Karachi. He has written and issued several hundred expert legal opinions (Fatawa) on general Islamic sciences, primarily focusing on Fiqh-ul Muamlat, Halal Industry and Islamic finance.

Mufti Muaz has received several certificates in Islamic Banking and Takaful from different institutions including AAOIFI (Bahrain), Centre for Islamic Economics (CIE), IBA Karachi, State Bank of Pakistan and Meezan Bank. In addition, he has been honored with certificates in AAOIFI Sharia Standards, Halal Industry, Halal Food Management, Halal Lead Auditor, Islamic REITs and certificate in Quality Management System (ISO 9001:2015, SGS-IRCA).

Mufti Muhammad Muaz Ashraf has designed and structured many Sharia Compliant models and products for multiple organizations, institutions and companies. He has written several research papers focusing on Halal Industry and Islamic Banking & Finance and presented them at different international conferences. He is a well versed lecturer and trainer in the field of general Islamic Sciences, Fiqh, Islamic Economics, Halal Industry and Islamic Banking & Finance.

Mufti Muhammad Suhaib Ashraf

Member Sharia Experts Board

Mufti Muhammad Suhaib Ashraf is a Shariah scholar who has done his specialization in Islamic Law (Fiqh) and holds double Master’s degree in Islamic studies and Arabic language, along with MS Islamic Banking and Finance. He is an expert in field of Islamic Banking & Finance and Halal industry. He has been practicing Fatwa writing for years and serves as Mufti at Jamia Ashrafiya Lahore. He also serves as Sharia Consultant to different organizations including Sakhawat Group of Companies in Pakistan.

Mufti Suhaib Ashraf also teaches Islamic Laws, Quran, Hadith, Fiqh, Islamic aspects of Economics and general Islamic sciences and studies at various Islamic organizations and Institutions. His specialities include:

  • Islamic banking and finance
  • Fiqhul Muamlat (Islamic Financial Jurisprudence)
  • General Islamic Sciences
  • Halal food industry
  • Research
  • Writing

Mufti Abdulhadi

Member Sharia Experts Board (Canada)

Mufti Muhammad Abdul Hadi is Sharia Scholar and an expert in the field of Halal Food. After the memorization of the Holy Quran, he studied Dars-e-Nizami (Islamic & Arabic studies) and obtained Shahadat ul Almiyyah from Jamia Darul Uloom Karachi., Pakistan (chaired by Mufti Muhammad Rafi Usmani Hafizahullah) which is an institution governed by Wafaq-ul-Madaris-ul-Arabiyyah, Multan, Pakistan. He then studied Ifta (a practical research of Islamic legal issues related to all aspects of Shari’ah) and completed Takhassus fil Ifta from Jamiah Darul-Uloom Karachi, Korangi, Pakistan under the supervision of renowned Sheikh Mufti Justice Muhammad Taqi Usmani.

Mufti Abdul Hadi has also acquired a Diploma in Islamic Banking and Finance from Centre of Islamic Economics (a division of Jamia Darul Uloom Karachi) and has done 4 months apprenticeship in Meezan bank Pakistan. He also obtained a Halaal Lead Auditor Course from Halaal Foundation, a reputable Halal certification body based in Karachi, Pakistan.

Mufti Abdul Hadi is the son of Maulana Muhammad Abdul Muiz Hafizahullah (Sheikh ul Hadith of Darul Uloom Canada & Darul Uloom Al Madania, Buffalo, New York). He is the first Canadian who completed 3-years mufti course at Jamiah Darul-Uloom Karachi.

Mufti Abdulhadi serves as a member Sharia Experts Board for our organization and responsible for our Halal Certification Services, especially Halal Audit & inspection in Canada.